What are contactless payments and cards?

 

Contactless payments are made by tapping your contactless card (or payment-enabled phone or wearable device) at a contactless terminal. 

 

A contactless card contains a built-in near-field communication antenna, so you don’t have to insert your card into the payment terminal.

 

Using tap-to-pay protects you with the same advanced security features found in contact chip card payments.

 

What are the benefits of using a contactless card?

Using tap-to-pay with your First Bank of Owasso contactless Visa debit card gives you a fast, touch-free checkout with added security. Each tap creates a unique, one-time code instead of sharing your actual card number, so intercepted data can’t be used. Tap-to-pay also helps reduce the risk of card skimming, since your card never goes into the terminal.