Business Deposit Accounts

We are pleased to offer a variety of deposit accounts. Click any of the account types listed below to learn more:

Are you ready to open an account?

APPLY

Do you want to talk to someone in person, stop by one of our convenient locations to visit with a Personal Banker.

Business Checking

Totally Free
checking accounts
Totally Free
Best For A small business, non-profit organization, local association, group or club
Minimum to Open $100
Earns Interest No
Monthly Maintenance Fees None
Online Banking Free
Online Statements Free
Business Debit Card Free
24-hour Automated Client Service Line Included
Additional Fees $1.50 per thousand after first $10,000 deposited

$.25 per transaction after first 300
Advanced
checking accounts
Advanced
Best For Any business with large monthly transaction volumes, higher balances and more complex banking needs (large cash deposits, change orders, etc.)
Minimum to Open $100
Earns Interest No
Monthly Maintenance Fees Offset account-related fees with a credit allowance based on average collected balance
Online Banking Free
Online Statements Free
Business Debit Card Free
24-hour Automated Client Service Line Included
Key Features Monthly Analysis Statements enhance your ability to track business activities, such as payroll, savings, daily operations and risk management
Additional Fees $.15 per deposit

$.15 per check

$.08 per transit item

$.35 per currency strap

$.10 per coin roll
Interest
checking accounts
Interest
Best For Some small businesses, sole proprietorships, public/government entities or non-profit organizations with larger balances
Minimum to Open $1,000
Earns Interest Yes
Monthly Maintenance Fees $6 fee if minimum daily balance drops below $1,000
Online Banking Free
Online Statements Free
Business Debit Card Free
24-hour Automated Client Service Line Included
Additional Fees $.15 per deposit

$.15 per check

$.10 per transit item deposited

Business Money Market

Commercial
deposit accounts
Commercial
Best For Businesses that maintain a $2,500 balance and want to earn interest
Minimum to Open $2,500
Earns Interest Yes
Monthly Maintenance Fees $10 monthly fee if average balance drops below $2,500
Online Banking Free
Online Statements Free
Business Debit Card Free
24-hour Automated Client Service Line Included
Key Features

Tiered money market account

  • Tier 1: Under $25,000
  • Tier 2: $25,000 and above 
Additional Fees $.50 per withdrawal

$.25 per deposit

$.10 fee per transit item deposited
Premium
deposit accounts
Premium
Best For Businesses that want to earn a premium interest rate
Minimum to Open $25,000
Earns Interest Yes
Monthly Maintenance Fees $10 monthly fee if average balance drops below $25,000
Online Banking Free
Online Statements Free
Business Debit Card Free
24-hour Automated Client Service Line Included
Key Features

Tiered money market account

  • Tier 1: Under $25,000
  • Tier 2: $25,000 through $49,999.99
  • Tier 3: $50,000 through $99,999.99
  • Tier 4: $100,000 through $244,999.99
  • Tier 5: $245,000 through $999,999.99
  • Tier 6: $1,000,000 and above

Rate may fluctuate with market rate

Additional Fees $.50 per withdrawal

$.25 per each deposit

$.10 per transit item deposited

Business Savings

Commercial
savings accounts
Commercial
Minimum to Open $100
Earns Interest Yes
Online Banking Free
Online Statements Free
Business ATM Card Free
24-hour Automated Client Service Line Included
Minimum Balance $100 average balance per quarter
Key Features Interest compounded daily and paid quarterly

First six withdrawals per quarter free
Fees $3 quarterly fee if average balance drops below $100

$1 fee for each withdrawal in excess of six per quarter