Personal Loans

We're confident you'll find our lending approach to be professional, refreshingly simple, and extremely friendly. We provide personal loans to cover a wide range of needs, including the following.


Our Mortgage Department is here to help you with every step of your new home purchase or refinance. Our experienced loan staff will take the time to explain the loan process and personally handle your application from start to finish. We'll even work to get you prequalified before you begin looking for a new home. First Bank of Owasso offers competitive fixed interest rates.

You can start the process today by completing our secure online information form or by calling our Mortgage Department at (918) 272-1800. Our loan officer will schedule an appointment to meet with you to get your home loan application started.

Home Equity

A home equity loan can be used for home improvements and updates, building a swimming pool, consolidating debts, or for any other personal loan needs.  Home equity loans can be a first or second mortgage, and closing costs are generally less than standard conventional mortgage loan fees.

Our home equity line of credit loans can be used for making home improvements, remodeling or updating your home, building a swimming pool, consolidating debts, or for any other personal loan needs.  You can access the credit line anytime with convenient checks.

Get started today by completing our secure online information form!


Increase the value of your home by completing the new room or kitchen update project you've been thinking about.

As a community bank, it's standard practice for us to sit down and listen while you tell us about your goals and dreams. Once we understand what you want to do, we'll work hard to make sure your project is a success.

Let us help insure your project is properly funded, before you get started. From starter homes to dream homes, we have construction and permanent financing available.

You can start the application process today by completing our secure online information form. Once you complete the form, we will mail you a loan application to complete and return, or you can stop by our main location and complete the process in person.


Whether you are interested in purchasing or refinancing a vehicle, motorcycle, boat, RV or have other personal loan needs, we have the right loan for you.

We offer a variety of personal loans to meet any consumer need, with competitive interest rates and terms, fast approval time and no prepayment penalties. Our loan officers will meet with you in order to understand your loan needs and they will work hard to provide you with the best product and service available. Why not get started today by completing our secure online information form?