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FACTS |
WHAT DOES FIRST BANK OF OWASSO DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies
choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and employment history
When you are no longer our customer, we continue to share your information as described in this notice. |
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How? |
All financial companies need to share customers'
personal information to run their everyday business. In the section below, we
list the reasons financial companies can share their customers'
personal information; the reasons First Bank of Owasso (FBO) chooses to share; and whether you can limit this sharing.
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| Reasons we can share your personal information |
Does FBO share? |
Can you limit this sharing? |
For our everyday business
purposes—
such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations,
or report to credit bureaus |
Yes |
No |
For our marketing
purposes—
to offer our products and services to you |
Yes |
No |
| For joint marketing with other
financial companies |
No |
We do not share |
For our affiliates' everyday business
purposes—
information about your transactions and
experiences |
No |
We do not share |
For our affiliates' everyday
business purposes—
information about your creditworthiness |
No |
We do not share |
| For our
affiliates to market to you |
No |
We do not share |
| For nonaffiliates to market to
you |
No |
We do not share |
Questions? |
Call (918) 272-5301 or go to www.firstbank.net |
| Who we are |
| Who is providing this notice? |
First Bank of Owasso |
What we do |
| How does First Bank of Owasso protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does First Bank of Owasso collect my personal information? |
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies. |
| Why
can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates |
First Bank of Owasso has no affiliates.
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| Nonaffiliates |
First bank of Owasso does not share information with nonaffiliates so they can market to you.
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| Joint marketing |
First Bank of Owasso does not jointly market.
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