Internet
Security and Privacy at First Bank of Owasso
The
security and privacy of your financial transactions and information are
of paramount concern to First Bank of Owasso. To provide you the peace
of mind you deserve, we have implemented the most sophisticated and secure
Internet banking solution available today. As technology advances, please
know that security will always be our number one priority.
FIRST BANK OF OWASSO’S PRIVACY POLICY
First Bank of Owasso is ever mindful of the importance our customers
place on privacy, confidentiality and security of their personal information.
Whether we interact with you over the Internet, by telephone, at one
of our ATM’s or good old fashioned person-to-person interaction,
we place a high value on confidentiality and security of personal financial
information. We have developed this policy to convey to you the steps
we take to protect your sensitive information.
Collection and Use of Information.
When you initially enter our Website, the domain from which you accessed
the Internet is collected and stored. For example, if you use America
Online to access the Internet, we will know that you are coming from
the aol.com domain. Records will also reflect the Internet address from
which you linked directly to our Website. If you linked to our Website
from Yahoo (www.yahoo.com),
this information will be recorded. However, your identity remains completely
anonymous to us. We will not obtain personally identifiable information
about you when you visit our Website, unless you voluntarily choose to
give us the information.
Email.
If you contact us by electronic mail, your email address and any other
information on your email header will be attached to your email. This
information will obviously be used to reply to your message, but we do
not sell or supply any of that information to any other person or company.
Applications.
Some sections of our Website may ask that you supply us with your street
address, telephone number and date of birth. We generally use this information
to send you correspondence on financial products or services you requested
or that may be of interest to you. We do not disclose any personally
identifiable information about you to outside parties unless: (a) you
request or otherwise authorize us to provide the information, (b) the
information is used to complete a transaction initiated by you, (c) the
information is provided to a reputable credit bureau or similar reporting
agency, or (d) the disclosure is lawfully permitted or required.
Online Registration.
In our online registration form, we request you to provide us with your
full name, street address, date of birth, and email address. We will
process this information to determine your eligibility for certain services,
provide services to you and enable you to take advantage of other benefits
we might provide. While using your account, we track certain information
such as the URL of the page you are visiting, the browser you are using,
and your IP address. We may create a profile of your interests and activities
so we can send you email advertisements, offers and promotions that are
most likely to interest you.
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Recognition
of Your Privacy.
We do not share personally identifiable nonpublic information with
outside parties without your written permission, except as disclosed
above under the “Application” section. Employees’ access
to nonpublic personal customer information is limited to those
employees who need to know that information to provide our products
and services to the customer. Our employees are educated on the
importance of maintaining the confidentiality of customer information.
When we conduct business with third parties (such as software providers),
we require them to maintain similar standards of conduct regarding
the privacy of nonpublic personal information provided to them.
Links.
Our Website has a number of links to third party websites. These
links are offered as a courtesy and convenience to you. These other
Internet sites may send their own cookies or otherwise collect or
solicit personal information from you. While we strive to protect
your personal information and privacy, we have no control over the
security of information you disclose at another website. Please keep
in mind that when you visit another website, any information you
disclose is done so at your own risk, and First Bank of Owasso is
not responsible for the privacy practices or the content of other
Internet sites.
Privacy Updates.
New products or services may require changes to our Privacy Policy.
The effective date of our policy will always be clearly displayed.
Information
That We Collect.
We collect nonpublic personal information about our customers from the
following sources:
- Information we receive on applications,
emails, or other forms.
- Information about your transactions with
us.
- Information we receive from a consumer-reporting
agency.
- Information generated when you contact
us electronically.
Our
Internet financial service provider, FundsXpress Financial
Network, Inc., also collects and maintains certain information
about our customers simply to help us provide financial services
to you online. They may also collect certain information for
security and statistical purposes. The information collected
may include:
- The Internet address from which you access
our Website.
- The date and time you access our Website.
- The IP address of your computer.
- The previous webpages you have visited.
Cookies.
When you log on to our Internet banking system, FundsXpress passes a “cookie” to
your browser. The cookies only identify your computer and provide another
level of security for our Internet banking. FundsXpress does not and
cannot use cookies to collect new personal information from you.
Unlike most of our competitors’ Internet systems, we use encrypted
cookies that do not pass to your hard drive. Instead, the cookie is stored
in the memory of your browser, identifying your computer while you are
logged on. Only FundsXpress can read the information in these cookies.
The cookie is automatically destroyed when you log off, close your browser,
or turn off your machine. A new cookie is used for each session. That
way, no one can use the prior cookies to access your account. For additional
security, the cookie expires after 10 minutes of no activity. It must
then be renewed by reentering your passcode.
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Use
of Information.
We do not disclose any nonpublic personal information about our customers
or former customers to anyone, except as permitted by law. We do not
sell any of your personal information. We do not disclose or sell any
information that we collect that is provided to us from visitors to our
Website.
Children’s Privacy Policy.
First Bank often participates in activities designed to educate children
about the banking industry and the importance of being good stewards
of our financial resources. However, we do not intend to solicit children
under the age of 13 without parental consent. No information should be
submitted to our Website by children under the age of 13 without the
consent of their parent or guardian. We will never sell any
information we obtain on a child to a third party.
Our website may include linked 3rd party sites that would be of interest
to children. We are not responsible for the privacy and security
practices of these sites. Parents should review the privacy policies
of these sites closely before allowing children to provide any personally
identifiable information.
Maintenance of Accurate Information.
We have established procedures to ensure that customer financial information
is accurate, current and complete, in keeping with reasonable commercial
standards.
Your Acceptance of These Terms.
By using the First Bank of Owasso Website, you consent to our Privacy
Policy. Your continued use of the Website after any changes to this policy
constitutes your approval of those changes as well. Should you have any
questions, please feel free to contact our Privacy Manager.
Privacy Manager.
We have designated Dominic Sokolosky as our privacy manager. The privacy
manager shall coordinate all requests for financial information from
state and federal governmental authorities. The privacy manager shall
also provide the training for all personnel and recommend updates to
this Policy as needed. The Cashier shall serve as the assistant privacy
manager. Any customer who has a question about their confidential information
is encouraged to contact us at (918) 272-5301 and ask for the Cashier,
or email Cashier.
Questions about our Internet banking system may be directed to:
FIRST BANK OF OWASSO
Attention: Internet Specialist
PO Box 1800
Owasso, OK 74055
(918) 272-8241
email: WebSupport@firstbank.net
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