the bank you can believe in.

 Main Bank: 918-272-5301
  86th Street & 129th E. Ave.: 918-272-5329
German Corner : 918-371-4504
THELMA:  918-274-9600
 



Checking
Money Market
Savings
Other Services




 
 

Apply for a new account using our secure online New Account Application.

 

  First Choice
At a Glance
  • Checking plus benefits with no monthly fee if a $100 minimum daily balance is maintained
  • $100 to open
Best For
  • Clients who do not expect to write a large number of checks, and who always keep at least a $100 balance
Features
  • Free first order of 50 personalized checks
  • 24-hour automated client service line
  • Free notary service
  • Free online banking
  • Free online statements
  • $10 discount on safe deposit box rental for first year
  • Free ATM/Debit card
Minimum Balance
  • $100
Fees
  • $.15 per check after first 40
  • $9 monthly fee if daily balance drops below $100
  First Choice Gold
At a Glance
  • Unlimited check writing and extra benefits with a flat monthly fee
  • No minimum balance required
  • $100 to open
Best For
  • Clients who write a large number of checks, and who don't want to worry about keeping a minimum balance
Features
  • Unlimited check writing
  • Free personalized First Choice Gold checks
  • Order designer or duplicate checks at 40% discount
  • 24-hour automated client service line
  • Free notary service
  • Free online banking
  • Free online statements
  • $10 discount on safe deposit box rental for first year
  • Free ATM/Debit card
Minimum Balance
  • None
Fees
  • $8 monthly fee

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  First Choice Fifty
At a Glance
  • Senior checking privileges
  • No monthly fee with a $100 minimum daily balance
  • $100 to open
Best For
  • Clients at least age 50 who always keep a $100 balance
Features
  • Unlimited check writing
  • Free first order of 50 personalized checks
  • 24-hour automated client service line
  • Free notary service
  • Free online banking
  • Free online statements
  • $10 discount on safe deposit box rental for first year
  • Free ATM/Debit card
Minimum Balance
  • $100
Fees
  • $8 monthly fee if daily balance drops below $100


  First Choice Fifty Gold
At a Glance
  • Senior checking privileges with no minimum balance and numerous special benefits and a flat monthly fee
  • $100 to open
Best For
  • Clients at least age 50 who don’t want to worry about keeping a minimum balance
Features
  • Unlimited check writing
  • Free personalized First Choice Gold checks 
  • Order designer or duplicate checks at 40% discount
  • 24-hour automated client service line
  • Free notary service
  • Free online banking
  • Free online statements
  • Annual safe deposit box discount
  • Free ATM/Debit Card
Minimum Balance
  • None
Fees
  • $4 monthly fee

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  Free Checking
At a Glance

  • No monthly fee and unlimited check writing privileges with either direct deposit -OR- Online Banking, Online Statements, & a Debit Card
  • Client purchases all checks
  • $25 to open
Best For
  • Clients who want to save time and money
Features
  • Unlimited check writing
  • 24-hour automated client service line
  • Free online banking
  • Free online statements
  • Free ATM/Debit card
Minimum Balance
  • None
Fees
  • None
  Economy
At a Glance
  • Limited check writing with no minimum balance and low monthly fee
  • $100 to open
Best For
  • Clients who write few checks, and who don't want to worry about keeping a minimum balance
Features
  • No fee for first 10 checks per month
  • No fee for first 10 items deposited per month
  • 24-hour automated client service line
  • Free online banking
  • Free online statements
  • Free ATM/Debit card
Minimum Balance
  • None
Fees
  • $4 monthly fee
  • $3 for first order of 50 checks
  • $.50 per check after 10
  • $.05 per transit item deposited after 10 transit items deposited
  Interest Checking
At a Glance
  • An interest checking account with no monthly fee if $1,000 daily balance is maintained
Best For
  • Clients who maintain a significant daily balance and want to earn interest
Features
  • Interest compounded daily and paid monthly
  • 24-hour client service Line
  • Free online banking
  • Free online statements
  • Free ATM/Debit card
Minimum Balance
  • $1,000
Fees
  • $6 monthly fee if minimum daily balance drops below $1,000 plus $.15 per check written, $.15 per deposit and $.10 per  transit item deposited

First Bank of Owasso has elected to participate in the FDIC’s Transaction Account Guaranty Program.  Under this program, through December 31, 2010, all non-interest bearing transaction accounts and all NOW accounts are fully guaranteed by the FDIC for the entire amount in the account. This coverage is in addition to, and separate from, FDIC deposit coverage under the FDIC’s general deposit insurance rules.

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