the bank you can believe in.

 Main Bank: 918-272-5301
  86th Street & 129th E. Ave.: 918-272-5329
German Corner : 918-371-4504
THELMA:  918-274-9600
 



Checking
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Apply for a new account using our secure online New Account Application.

Check writing Tips

  First Choice
At a Glance
  • Checking plus benefits with no monthly fee if a $100 minimum daily balance is maintained
  • $100 to open
Best For
  • Clients who do not expect to write a large number of checks, and who always keep at least a $100 balance
Features
  • Free first order of 50 personalized checks
  • 24-hour automated client service line
  • Free notary service
  • Free single signature travelers checks
  • Free Internet banking
  • $10 discount on safe deposit box rental for first year
  • Free ATM/Debit card
Minimum Balance
  • $100
Fees
  • $.15 per check after first 40
  • $9 monthly maintenance fee if daily balance drops below $100
  First Choice Gold
At a Glance
  • Unlimited check writing and extra benefits with flat monthly fee
  • No minimum balance required
  • $100 to open
Best For
  • Clients who write a large number of checks, and who don't want to worry about keeping a minimum balance
Features
  • Unlimited check writing
  • Free personalized First Choice Gold checks
  • Order designer or duplicate checks at 40% discount
  • 24-hour automated client service line
  • Free notary service
  • Free single signature travelers checks
  • Free Internet banking
  • $10 discount on safe deposit box rental for first year
  • Free ATM/Debit card
Minimum Balance
  • None
Fees
  • $8 monthly fee

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  First Choice Fifty
At a Glance
  • Senior checking privileges
  • No monthly fee with a $100 minimum daily balance
  • $100 to open
Best For
  • Clients at least age 50 who always keep a $100 balance
Features
  • Unlimited check writing
  • Free first order of 50 personalized checks
  • 24-hour automated client service line
  • Free notary service
  • Free single signature travelers checks
  • Free Internet banking
  • $10 discount on safe deposit box rental for first year
  • Free ATM/Debit card
  • Membership in the Golden Advantage travel program
Minimum Balance
  • $100
Fees
  • $8 monthly fee if daily balance drops below $100


  First Choice Fifty Gold
At a Glance
  • Senior checking privileges with no minimum balance and numerous special benefits
  • $100 to open
Best For
  • Clients at least age 50 who don’t want to worry about keeping a minimum balance
Features
  • Unlimited check writing
  • Free personalized First Choice Gold checks 
  • Order designer or duplicate checks at 40% discount
  • 24-hour automated client service line
  • Free notary service
  • Free single signature travelers checks
  • Free Internet banking
  • Annual safe deposit box discount
  • Free ATM/Debit Card
  • Membership in the Golden Advantage travel program
Minimum Balance
  • None
Fees
  • $4 monthly fee

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  Free Checking
At a Glance

  • No fee and unlimited check writing privileges with either direct deposit -OR- Internet Banking, E-statements, & a Debit Card
  • Client purchases all checks
  • $25 to open
Best For
  • Clients who want to save time and money
Features
  • Unlimited check writing
  • 24-hour automated client service line
  • Free Internet banking
  • Free ATM/Debit card
  • Free E-statements
Minimum Balance
  • None
Fees
  • None
  Economy
At a Glance
  • Limited check writing with no minimum balance and low monthly fee
  • $100 to open
Best For
  • Clients who write few checks, and who don't want to worry about keeping a minimum balance
Features
  • No fee for first 10 checks per month
  • No fee for first 10 items deposited per month
  • 24-hour automated client service line
  • Free Internet banking
  • Free ATM/Debit card
Minimum Balance
  • None
Fees
  • $4 monthly fee
  • $3 for first order of 50 checks
  • $.50 per check after 10
  • $.05 per item deposited after 10 items deposited
  Interest Checking
At a Glance
  • An interest checking account with no monthly fee if $1,000 daily balance is maintained
Best For
  • Clients who maintain a significant daily balance and want to earn interest
Features
  • Interest compounded daily and paid monthly
  • 24-hour client service Line
  • Free Internet banking
  • Free ATM/Debit card
Minimum Balance
  • $1,000
Fees
  • $6 monthly fee if minimum daily balance drops below $1,000 plus $.15 per check written, $.15 per deposit and $.10 per item deposited

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