the bank you can believe in.

 Main Bank: 918-272-5301
  86th Street & 129th E. Ave.: 918-272-5329
German Corner : 918-371-4504
THELMA:  918-274-9600
 





Personal
Construction
Home Equity
First Mortgage


 
 

 
Business Line of Credit
At a Glance
  • Offers a flexible line of credit that can be used for working capital and other short-term expenses
Best For
  • Businesses that have fluctuating cash needs
Features
  • Accrued interest billed monthly
  • Typical one-year term; Renewable subject to annual review
  • Access by transfer to First Bank of Owasso business checking account

Business Term Loan
At a Glance
  • Finance equipment, vehicles or other general business purposes
Best For
  • Any business
Features
  • Negotiable terms with fixed payments
  • Quick approvals and funding
  • Competitive interest rates

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Commercial Real Estate Loan
At a Glance
  • Funds the purchase, improvement or construction of commercial and investment property
Best For
  • New or existing commercial businesses and churches
Features
  • Negotiable terms with fixed payments
  • Full-amortizing or balloon payment options
  • Local approval means quick response time
  • Closing costs kept to a minimum

Commercial Letter-of-Credit
At a Glance
  • Stand-by facilities to assist with contractual and regulatory requirements
Best For
  • Businesses that need funds to meet requirements other than those for daily operation expenses
Features
  • Personally designed to meet the needs of the business
  • Serviced in-house with a local loan officer
  • Competitive pricing

Click here to fill out our Business Loan Referral Information form. This form is not a secure form.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (IOLTA's). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

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