Business Line of Credit
At a Glance	Offers a flexible line of credit that can be used for working capital and other short-term expenses
Best For	Businesses that have fluctuating cash needs
Features	Accrued interest billed monthly Typical one-year term; Renewable subject to annual review Access by transfer to First Bank of Owasso business checking account

	Business Term Loan
At a Glance	Finance equipment, vehicles or other general business purposes
Best For	Any business
Features	Negotiable terms with fixed payments Quick approvals and funding Competitive interest rates

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	Commercial Real Estate Loan
At a Glance	Funds the purchase, improvement or construction of commercial and investment property
Best For	New or existing commercial businesses and churches
Features	Negotiable terms with fixed payments Full-amortizing or balloon payment options Local approval means quick response time Closing costs kept to a minimum

	Commercial Letter-of-Credit
At a Glance	Stand-by facilities to assist with contractual and regulatory requirements
Best For	Businesses that need funds to meet requirements other than those for daily operation expenses
Features	Personally designed to meet the needs of the business Serviced in-house with a local loan officer Competitive pricing

Click here to fill out our Business Loan Referral Information form. This form is not a secure form.

First Bank of Owasso has elected to participate in the FDIC’s Transaction Account Guaranty Program.  Under this program, through December 31, 2010, all non-interest bearing transaction accounts and all NOW accounts are fully guaranteed by the FDIC for the entire amount in the account. This coverage is in addition to, and separate from, FDIC deposit coverage under the FDIC’s general deposit insurance rules.

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