First Bank of Owasso



Convenience. Security. Privacy. That's what you get with all of our card options.

Regardless of whether you want a credit card or debit card, we have a great solution for you.

First Bank of Owasso Check Card

First Bank of Owasso Debit Card


With the First Bank of Owasso Debit Card, you can purchase goods and services by directly accessing the funds in your bank account, wherever MasterCard® is accepted. In addition to purchasing goods and services, you can use your card to withdraw cash at over 300,000 Cirrus® and TransFund® ATM locations worldwide. 

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If you would like a card but don't have an account with us, check out our personal and business deposit account options.

FraudWatch Plus

You may not know it, but you have 24/7 protection against the increasingly savvy perpetrators of debit card fraud. That’s because the MasterCard® Debit Cards we issue are protected by FraudWatch® Plus.
Through an important partner of ours we provide industry leading technology, tools and expertise to manage fraud. Experienced fraud analysts work around the clock, watching for any suspicious card activity and will contact you immediately if they detect potential fraud on your card.
So if you ever get a call from “Fraud Prevention Services” know that our watchdogs are doing their job and preventing potential fraudulent use of your card. And if you’re planning to travel out of state or abroad, contact us with the dates of your trip and destination so we can note it in our system.

Travel Tips

  1. Call Us Before You Leave - FraudWatchPlus detects unusual card activity, so unless we know ahead of time that you're going to travel, the system may think a transaction is fraudulent.  Let us know when and where you'll be traveling so your debit card performs as expected.
  2. Know Your PIN - Most debit card transactions require a PIN.  If you do not know your PIN, please call us.
  3. Be Prepared -  Always carry some cash and a second form of payment in the event your debit card cannot be used.
  4. Report a Problem - If your card is not working while you're out of town, it may be because FraudWatch believes fraud was attempted using your card.  To investigate the problem during regular business hours, call First Bank at 918-272-5301.  During non-business hours, call FraudWatch at 866-842-5208.
  5. Go Mobile - Our mobile app allows you to access your account information from wherever you may travel.  You can quickly view account information and even receive alerts when your balance falls below a specified threshold.

Visa® Credit Card

Enjoy the convenience of a VISA® credit card to purchase goods and services everywhere VISA® is accepted. If approved, you may receive up to a $500 cash advance with your card.

What if your card is missing?

Call 800-791-2525 to report a First Bank of Owasso card is missing.

For all other cards, call the card company directly.

Place a fraud alert on your credit report by calling any one of the following credit reporting agencies:

Equifax - 888.766.0008

Experian - 888.397.3742

Trans Union - 800.680.7289


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