Personal
Personal
Deposits
We are pleased to offer a variety of deposit accounts. Click any of the account types listed below to learn more:
In addition to the great features listed in the tables below, all of our Personal Deposit accounts offer the following FREE services:
- Online Banking
- Online Bill Pay*
- Online Statements
- ATM/Check Card
- Notary Service
- 24-hour Automated Client Service Line
*Certain restrictions apply. Click here for details.
When you're ready to open an account, simply complete our secure online Account Application, or stop by one of our convenient locations to visit with a Personal Banker.
| Checking | Best For | Key Features | Fees |
| First Choice | Clients who do not expect to write a large number of checks, and who always keep at least a $100 balance | Free first order of 50 personalized checks. $10 discount on safe deposit box rental for first year. $100 minimum to open $100 minimum balance required |
Monthly $9 monthly fee if daily balance drops below $100 Transaction First 40 checks each month are free, $0.15 per check thereafter. |
| First Choice Gold | Clients who write a large number of checks, and who don't want to worry about keeping a minimum balance | Unlimited check writing Free personalized First Choice Gold checks Other designer or duplicate checks at 40% discount $10 discount on safe deposit box rental for first year. $100 minimum to open No minimum balance required |
Monthly $8 monthly |
| First Choice 50 | Clients age 50 and above who always keep at least a $100 balance | Unlimited check writing Senior checking privileges Free first order of 50 personalized checks $10 discount on safe deposit box rental for first year. $100 minimum to open $100 minimum balance required |
Monthly $8 monthly fee if daily balance drops below $100 |
| First Choice 50 Gold | Clients age 50 and above who don't want to worry about keeping a minimum balance | Unlimited check writing Senior checking privileges Free personalized First Choice Gold checks Other designer or duplicate checks at 40% discount Annual safe deposit box discount $100 minimum to open No minimum balance required |
Monthly $4 monthly |
| Free Checking | Clients who want to save time and money | Unlimited check writing with either direct deposit OR online banking, online statements, and a check card $25 minimum to open No minimum balance required |
Monthly None with either direct deposit OR online banking, online statements, and a check card Other Client purchases all checks |
| Economy Checking | Clients who write few checks, and who don't want to worry about keeping a minimum balance | No worries about keeping a minimum balance $100 minimum to open No minimum balance required |
Monthly $4 monthly Transaction First 10 checks each month are free, $0.50 per check thereafter No charge for first 10 transit items deposited each month, $0.05 per transit item thereafter Other $3 for first order of 50 checks |
| Interest Checking | Clients who maintain a significant daily balance and want to earn interest | Earns interest $1,000 minimum to open $1,000 minimum balance require |
Monthly $6 monthly if daily balance drops below $1,000 Transaction $0.15 per check written $0.15 per deposit $0.10 per transit item deposited |
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All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (IOLTA's). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
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