First Bank of Owasso

Personal

Deposits

We are pleased to offer a variety of deposit accounts. Click any of the account types listed below to learn more:

In addition to the great features listed in the tables below, all of our Personal Deposit accounts offer the following FREE services:

*Certain restrictions apply. Click here for details.

When you're ready to open an account, simply complete our secure online Account Application, or stop by one of our convenient locations to visit with a Personal Banker.

Checking Best For Key Features Fees
e-Checking  Clients who use their debit card and rely on online/mobile banking

No minimum balance

$100 minimum to open

 

 

Monthly

No monthly service fee with active online banking and debit card use (contact us for details)

Transaction

First (4) teller assisted withdrawals/transfers (combined) per statement cycle are free, $0.50 per teller assisted transaction thereafter

Classic Clients who prefer to write checks

No transaction limits

$100 minimum to open

Monthly

$5 (waived with $5,000 average balance)

Premium      

Clients who want to earn interest

Interest compounded daily

$100 minimum to open

 

Monthly

$10 (waived with $1,000 average balance)

Transaction

First (15) checks or teller assisted withdrawals/transfers (combined) per statement cycle are free, $0.50 each thereafter



  Best For Key Features Fees
Savings Clients who are saving for something special Interest compounded daily and paid quarterly

$100 minimum to open
No quarterly fee if a $100 average balance is maintained per quarter

$3 quarterly maintenance fee if average balance drops below $100

$1 fee per withdrawal over 6 per quarter
Young Bankers Savings Clients under 18 years old

Children saving for college or something special
Interest compounded daily and paid quarterly

$25 minimum to open

No minimum balance required
No quarterly maintenance fee

$1 fee per withdrawal over 6 per quarter
Money Market
Clients who maintain a $2,500 balance and want to earn interest
 
Tiered money market account
 

Rate of return may fluctuate with market rate

An interest earning account that is compounded daily and paid monthly

$2,500 to open

Restricted transactions

Tier 1: Under $25,000

Tier 2: $25,000 through $49,999.99

Tier 3: $50,000 through $99,999.99

Tier 4: $100,000 and above
Monthly
$10 (waived with $2,500 average balance)
IRA Clients saving for retirement or a child's education Available types:
  • Traditional IRA (Rollover, Transfer and Contributory)
  • Roth IRA
  • Education IRA
  • Simplified Employee Pension (SEP)
No annual fee

Competitive rates

FDIC insured

$500 minimum to open
Refer to Truth in Savings Disclosure for early withdrawal and transfer fees

 

 
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