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Totally Free Business Checking Right For Right for a small business, non-profit organization, local association, group or club Features No minimum balance No monthly maintenance fees No transaction fees for the first 300 items each month* No fee for the first $10,000 deposited currency and coin*   24-hour automated client service line Free online banking Free online statements Free business ATM/checkcard Minimum Balance $0 Fees *$.25 per transaction after first 300 *$1.50 per thousand after first $10,000 deposited   Advanced Business Checking Right For Right for businesses with large monthly transaction volume, higher balances and more complex banking needs (large cash deposits, change orders, etc.) Features No minimum balance Unlimited transactions Offset account-related fees with a credit allowance based on average collected balance Monthly Analysis Statements enhance your ability to track business activities, such as payroll, savings, daily operations and risk management 24-hour automated client service line Free online banking Free online statements Free business ATM/checkcard Minimum Balance $0 Fees $.15 per deposit $.15 per check $.08 per transit item  $.35 per currency strap $.10 per coin roll Fees offset with a credit allowance (rate may fluctuate with market rate)   Interest Business Checking Right For Right for qualifying sole proprietorship, public/government entity or non-profit organization with larger balances Features No monthly maintenance fees Unlimited transactions Competitive, variable rate of interest based on daily collected balance 24-hour automated client service line Free online banking Free online statements Free business ATM/checkcard Minimum Balance $1,000 Fees $.15 per deposit $.15 per check $.10 per transit item deposited $6 fee if minimum daily balance drops below $1,000

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (IOLTA's). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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